What is Insider Out?

I’m Melinda Houghton, a former financial adviser who enjoys helping people achieve financial relaxation. Ensuring you receive accurate, honest and high-quality financial advice is in my DNA.

About Melinda

The Problem

In my many years of running my own financial advice practice, I’ve had the chance to see where this industry is heading. And it’s not always pretty.

So many people just like you need sound advice to help them achieve the long-term financial stability and freedom they want for themselves and their families.

Most people are not financial experts. For them, the best-case scenario is often confusion and uncertainty: Not knowing where to start or feeling vulnerable and unsure about whether the advice they’ve received is right for them. Too frequently, the worst-case scenario is being pressured into following advice that is designed to line the adviser’s pockets, not theirs.

Problem with financial advice

Financial Advisers

Escalating compliance &

On the other side of the coin, I know from harsh personal experience the frustrations that honest financial advisers experience every day. The ridiculous legislative burden and escalating compliance and training requirements can sometimes make helping your clients impossible.

Between those challenges and juggling the needs of children and aged parents, I eventually hit the wall. I realised that there had to be a better way to help people on both sides of the equation to get a great result. Not just for me, but also clients and other advisers in my position.

Financial adviser frustrated

The Solution

That’s why I created Insider Out.

My mission is to help you cut through the stress and confusion and achieve security, prosperity, and peace of mind.

If you’re an everyday person, that means being able to find, understand and trust sound financial advice.

If you’re a financial adviser, that means having the tools to communicate the right advice to your clients more effectively.

Relieved client

The gap

How I can help

I’m no longer authorised to offer financial advice. That’s not what Insider Out is all about. Rather, think of me more like your buyers’ advocate in the financial world. It seems like every industry has its professional advocates or guidance specialists. When it comes to financial advice it feels like that gap has been filled by your Uber driver, Uncle Jimmy who you only see every Easter or your mate Davo who always knows best but never seems to have two dollars to rub together.

Not anymore.

I’m here to be the bridge between everyday people and financial advisers to help both understand each other better and achieve the best outcome.


Questions I can answer

  • Do I need an Accountant, Mortgage Broker or Financial Adviser?
  • I have heard horror stories. How do I know who to trust?
  • How do I find a good adviser? Should I go to a bank, parents…?
  • Do I have enough money to bother?
  • I don’t understand the process; why does the adviser need so much information?
  • Can I afford it?
  • How can I avoid looking stupid?
  • What will I get out of it, and is it worth the money?

This is just a small sample of the questions I hear every day. If you need answers to these and so many more, I’m here to help.

Let's get started today

Are you ready to stop feeling scared about obtaining financial advice?

Are you ready to have clarity about your options?

Are you ready to feel like you’re back in control of your financial future?

Are you ready to be financially relaxed?

If so, now is the time to contact me to discuss where you are, where you want to go and how Insider Out can get you there.

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