Making Sense of Financial Advice

I'm an independent financial consultant who empowers people like you to understand & trust your advice.

I also help financial advisers understand how to give it.

Melinda - Insider Out

Appeared in

Professional planner
ABC Gippsland
4KZ radio
The Canberra times
6PR 882
ABC radio Sydney

Does this sound like you?

Seek advice
"I need financial advice but it’s so confusing, I don’t know where to start"

I’ll help you navigate this crucial, nerve-wracking first step so you get the right financial advice.

Confusing Advice
"I’ve received advice, but feel like I’ve been led down the wrong path"

I’ll help you make sense of your advice. If necessary, I'll guide you through the complaints process.

Financial Adviser
"I’m an adviser. How can I help my clients better understand their options?"

I'll help you effectively communicate the right advice to your clients to help them reach their financial goals.

Don’t Take My Word for It

Insider Out has provided me with comprehensive, clear and invaluable information and my financial situation is much improved due to Melinda's guidance. It's reassuring to know I'm receiving guidance from an industry expert with such deep and wide knowledge of the financial field. Melinda’s unerring integrity and unbiased conscientiousness have been invaluable to me. I have only the highest praise for Melinda and recommend her services to anyone in need of a review of their financial advice

Hilke, age 50

Helping People Obtain & Give the Right Financial Advice

We all want a stable and prosperous financial future. For most people, the decision to engage a financial adviser can be nerve-wracking experiences that creates more questions than it answers:

  • Who can I trust?
  • How does it work?
  • How much should it cost?
  • Will I get a return?
  • Do I have enough money to bother?

If you’re leaving your financial adviser’s office feeling more confused and less secure than when you went in, then I can help you. You’ve worked so hard to put yourself in a position where you’re ready to start building wealth and create financial security. Now you’re putting all that in someone else’s hands. How do you know that they’ve got it right, or even if they have your best interests at heart?

Every individual or family’s financial and life circumstances are unique. It’s my job to listen to you and understand where you’re at. Then I’ll give you an independent, objective assessment of whether the advice you’ve received is going to get you to where you want to go.

Hi, I'm Melinda

I’m passionate about empowering people to understand and trust their advice, so they can achieve their financial dreams

In my 25 years in financial services, 15 of them as a financial planner, I’ve seen it all. I know only too well how sound financial planning can transform lives. I also know how poor advice can rob hard-working people of the comfort and peace-of-mind that they need and deserve.

In my career as a financial planner, I saw so many people in distress. The most rewarding times for me were when I could see the relief on a client’s face at the realisation that they were back on track.

I felt that there needed to be a way for regular people to feel comfortable that their financial welfare was in the right hands. That’s why I founded Insider Out. It’s the only truly independent service that helps you to understand and trust your financial advice.

I don’t provide financial advice. I will advocate for you and provide the clarity you need to understand what your financial planner has told you.

Melinda financial advisor

I Helped Nick Achieve
Financial Security

Nick age 30

Nick, age 30, had little to no knowledge of financial planning and investments. When he received a statement of advice from his advisor he was quite overwhelmed and had no idea if it was good or bad advice.

I helped Nick by bringing to his attention the potential concerns in the advice, but also educating him in the process about what it all means. This gave Nick the confidence he needed to amend the financial advice to a state where he was comfortable and had peace of mind.

Why Work With Me?


After almost 3 decades in financial services, I have an intimate understanding of all your financial options and how they can work for you.


The only products I’m selling are clarity and peace of mind. I call this financial relaxation. No hidden agendas, just objective insights and honest answers.


Getting it right the first time can save you thousands of dollars, countless hours of your life, and a world of stress


I’m an experienced and effective communicator. I'll translate the jargon to give you clarity & understanding around your advice.

Are You Ready to Get Clarity &
Peace of Mind?

If you’re ready to seek answers but are unsure whether you’ve got the right advice, now is the time to speak with me.

I’ll help put the control over your finances exactly where it belongs – in YOUR hands.

Spreading the Message About Honest, Sound Financial Advice

I have extensive experience speaking at events and in the media about how people can:

  • Get the truth about how good financial advice can provide real benefits
  • Find the right advice
  • Understand their advice
  • Recognise when they’ve had bad advice and lodge complaints
  • How financial advisers can better communicate with their clients
  • Improve financial literacy to improve their lives

Get in Touch

Fill in your details to arrange a time to sit down and chat about where you’re at and where you want to go.

I’ll get back to you in a jiffy!

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